Dental Financing and Affordable Payments in Cameron Park, CA

We believe that everyone should have access to affordable dental care. We don’t want our patients to go without care because of a lack of insurance or an unexpected dental emergency. Our Cameron Park, CA, dental practice offers a variety of financing options to minimize the impact on your monthly budget. We will work closely with you to determine the best treatment option and provide the high-quality dental care that you need. Cameron Park Family Dentistry offers a variety of different payment plans and financing options for all services, making care both affordable and convenient for your family.

Dental Financing Options

Our Cameron Park, CA practice offers a variety of financing options both in our office and through third-party lenders. Many of these financing plans are available at 0% or very low interest, allowing you to schedule treatment right when you need it rather than waiting weeks or months. After all, earlier care tends to be more conservative and affordable!

Cameron Park Family Dentistry will do whatever it takes to make your smile come true. Affordable monthly payment plans can be used on services like smile makeovers, dental implants, wisdom tooth removal, and more.

You can also use payment plans toward anything that isn’t covered by your dental insurance or after you’ve exhausted your benefits but still have additional treatment to complete.

Some of the most popular lenders we work with include payment plans through:

CareCredit: CareCredit provides a variety of payment options that can be used to manage the cost of numerous procedures, including healthcare costs that aren’t related to dental services. Most of our patients use CareCredit to finance cosmetic care that is not covered by insurance or the portion of their restorative care that isn’t included in their benefits (such as deductibles and the patient portion after insurance is filed.) These plans vary from 6-24 months or longer with both low and 0% interest options as long as you pay back the balance within a specific timeframe.

Lending Club: Like CareCredit, Lending Club can be used to cover any dental service, whether it’s medically necessary, restorative, or related to elective cosmetic treatments. Lending Club also offers low monthly payment options and little to no interest on their loans.

You can easily apply for Lending Club or CareCredit here at our office or online. Approval is usually immediate, so you can schedule treatment as early as the same day if you need to. A credit report may not even be necessary, depending on the lender you choose.

What is Dental Financing? When Should You Finance Treatment?

If you need flexible payment options, dental financing can be an ideal solution. The most affordable option is to use the low and 0% interest financing offered through our Cameron Park, CA, dentist office rather than a separate credit card or private loan. Many of our patients can pay back their balance with no interest whatsoever and no strings attached. This is an excellent budget-friendly option if you have a medically necessary treatment, require major dental work, or want an elective service without saving up months or years to pay for it (such as braces, Invisalign, a smile makeover, or dental implants.)

Using dental financing makes the care available now without waiting, which can be important if you have active tooth decay, gum disease, or missing teeth. Many of these conditions simply become more expensive to manage the longer you wait to address them.

Insurance Accepted

Cameron Park Family Dentistry is “in-network” for most major dental insurance companies. We can also accept plans outside of the network in many cases, allowing you to see our Cameron Park, CA, dentist even if we aren’t in network. Our knowledgeable team will gladly handle reimbursements and claims on behalf of you and your family.

Sometimes insurance plans don’t cover everything you would hope they would. If your dental insurance only covers a portion of certain services or excludes others, you can easily finance the difference with one of our in-house lenders. This eliminates surprise dental expenses that you might not be prepared for, allowing you to easily fit them into your monthly budget.

If you have a Health Savings Account or Flex Spending Account, you can also use your HSA/FSA funds to pay for dental treatments. Yes, including elective cosmetic procedures! HSA and FSA can be used right alongside your dental insurance or to reduce how much you finance on your dental payment plan.

No Dental Insurance? No Problem!

We help many of our patients who don’t have insurance through our flexible payment options. We’ll work with you to reduce your out-of-pocket expenses and ensure that you get high-quality services, even if you don’t have dental insurance. With flexible payment plans, you can almost certainly schedule the treatment you’re looking for without worrying about how you’re going to afford it. Our Cameron Park dentist curates every care plan according to your individual needs, goals, and budget.

Budgeting Your Dental Care

Whenever we create your treatment plan, we’ll provide you with a detailed breakdown of services, the fee for each service, along with what your insurance benefits cover. The breakdown will also include any remaining balance, which is your out-of-pocket amount. You can then choose to finance all or a portion of the balance based on your budget and personal preferences.

Paying for Dental Care is Simple (Really)

Do you or a family member need dental care? We believe every person deserves affordable dental care. Don’t stress over the cost of getting the care that you deserve. At Cameron Park Family Dentistry, we recommend conservative, early-intervention care that’s better for your smile as well as your wallet. Because we work with most major dental insurance plans and provide easy financing, it’s easier for you to access the care you need. Contact Cameron Park Family Dentistry today to learn more about our flexible payment options.